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    I'm about ready to look for insurance for my restored TR6. Any advice or other pointers?

    What do you guys do?

    Ed
    For just a little more, you can do it yourself!

  • #2
    I've been happy with American Collectors Insurance. Started with Hagerty, but they significantly raised rates a few years back.

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    • #3
      I've been happy with Hagerty for about 7 years now and haven't noticed any significant increases in my "agreed upon value" policy.
      (haven't made any claims either)

      Ed, do you have a written appraisal on your 6 yet? If not, that may be the first step.

      Cheers,

      Kevin
      76 TR6 CF58170UO (The Lady)
      72 TR6 CC80068UO (The Slut)
      68 TR250 CD4893L (retirement project)

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      • #4
        Hagerty for me.

        Cheers
        Tush
        81 Alfa Romeo Spider Veloce, 81 Triumph TR8
        73 Triumph TR6 CF4874UO, 68 Triumph TR250 CD5228LO
        62 Triumph TR4 CT6716LO, 60 Triumph TR3A TS69891LO
        60 Triumph TR3A TS64870LO, 59 Triumph TR3A TS44836LO

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        • #5
          My TR6 is covered with my other vehicles, home and property....Farm Bureau. I have no restrictions about when and where I can drive it....or park it.
          I had a talk with my agent about my TR6's perceived value before I included it...
          When I hit that cow, a few years ago there was no problem from them with the claim.
          I'd say it's worth looking into if you are satisfied with your current coverage.
          Driving a 1973 TR6
          Doing ZS carb repairs
          email kencorsaw"at"aol.com

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          • #6
            Grundy for me, and considering the valuations on each car rates are pretty reasonable.

            Hagerty and Parrish Heacock refused me years ago because my wife had a speeding ticket.

            Tom

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            • #7
              I'm with J.C,Taylor for the TR and the 68 & 85 Jags. Hagerty wouldn't take the 85 when I shopped them a few years back.
              CF1634U+O Pimento/Chestnut
              2nd owner, since 1975
              Now in Fair Oaks, CA

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              • #8
                Hagerty since 2012 when I bought the TR6. Had one claim - not my fault - got hit in the left rear by an old dude in a Jeep. Hagerty was marvelous and actually sent an appraiser up from New York (about 60 miles away) rather than use a local guy, because their appraiser new LBCs. He saw items the body shop didn't see and upped the repair list substantially.

                Hagerty paid for everything and even got my deductible back from the other driver's company. Much easier to deal with an expert than some local yokel appraiser.

                1976 TR-6 BRG - CF57239U
                Carbs by Poolboy
                Rear Camber Kit, Rear Hubs by Goodparts
                Gear Reduction Starter by TSI
                Distributor by British Vacuum

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                • #9
                  Hagerty offers coverage on project cars even when the car is off for paint. They also have coverage on parts. Say someone makes off with your wheels or a surrey top. Covered. Lastly for a few bucks more per car they offer a deal where if your car is totaled they’ll give you the agreed upon value AND give you the car back AND the salvage title. So imagine you have a surrey top, Silverstone wheels, overdrive, a built engine, RG upgrades...etc. you keep it all. I bought that
                  So much rust, so little time

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                  • #10
                    I have Hagerty for an agreed value with 50 mile towing for a very reasonable rate for 10 years. Just had to give them the value I wanted and send them a few pictures - they agreed. Have never had a claim but have only heard good things about them.
                    I72 Pimento w/overdrive

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                    • #11
                      Similar to Lou, but I've had Grundy for an extended period. Have an agreed value, with towing. Provided pics initially, but not on subsequent renewals. Rate is good for me.
                      CF28612UO - Pimento/Chestnut/Overdrive/Hardtop
                      Folsom, CA - Yeah, near the prison!

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                      • #12
                        Thanks, guys. I've gotten online quotes from some of the outfits you've suggested. Looks like Hagerty is not the cheapest, but is apparently the biggest and is pretty well respected. Some companies, like Progressive, just shunts you off to Hagerty if you ask about classics online. I need to call my agent for our DDs to see what he can do, then compare coverage vs cost for the lot.

                        All in all, the quotes are running a little less than I expected.

                        Ed
                        For just a little more, you can do it yourself!

                        Comment


                        • #13
                          I have used Hagerty for all of my LBCs going back in a broken timeline for years. The “broken timeline” refers to some years when I did not own any eligible cars. Adding the Brits to my daily driver policy would have cost significantly more when I last inquired (2013?).
                          I have not had claims, and have not seen meaningful rate increases. I like having towing as well as coverage for times such as the present when one of my cars is off the road. Hagerty has also been very easy to work with when moving from state to state.
                          For me a further consideration is that Hagerty and a few other classic car insurers give back to the hobby.

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                          • #14
                            Think Alana had some troubling issues with Hagerty that were poorly resolved, or not at all.

                            American Collectors Insurance is about the least expensive, was with them for a decade or more, never a claim nor problem. Towing is available for extra.
                            When I first bought my TR6 I had it insured for $10K stated value, cost $100. for the year, comprehensive & collision. They have an online premium calculator/estimator.
                            Walt
                            CC80954U '72 TR6 original condition/sold 16.500.
                            poolboy rebuilt the Z-S Carbs. Philstr6 rebuilt both rear hubs.

                            Comment


                            • #15
                              I went with American Collectors. About half the price of Hagertys with equal coverage.
                              TRminator 1968 TR250
                              Frame off rotisserie restoration completed by myself and brother in 2014

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                              • aad
                                aad commented
                                Editing a comment
                                +1 on American Collectors. USAA referred them to me and while I had no claims, their customer reps were very helpful when going over options. I checked Hagerty’s rates and found AC to be a little less expensive when trying to compare apples to apples

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